Opening a bank account in the Netherlands

Do you want to open a bank account at a Dutch bank ?

On 20th May 2019, the Dutch Banking Association (NVB) let know that it will be easier for companies outside the Netherlands to apply for a bank account with a Dutch bank. This is due to an initiative of ING, ABN Amro and Rabobank, together with NVB and a number of public parties.

Quick scan

Foreign entrepreneurs have one accessible and recognisable place to complete the ‘Quick Scan Dutch Business Bank Account’ – the government website The entrepreneur completes a questionnaire and sends this to one of the three banks, along with other requested documentation. On this website there is also a video with instruction and more information how to complete a questionnaire. The bank then informs the entrepreneur within five business days whether it can start the process for opening a business bank account or whether it is already clear that this is not feasible. If the assessment is positive, the bank will start its normal customer due diligence procedure, which will involve a request for additional documentation. This new uniform process applies to both larger established companies and innovative foreign start-ups.


  • You must have an IBAN account in order to do business in The Netherlands. This enables account holders in the SEPA Zone to make national and cross-border euro payments easily and securely. SEPA stands for: Single European Payment Area (SEPA). The SEPA Zone consists of the EU member states, plus, Iceland, Lichtenstein, Norway
  • Dutch banks work together in order to quickly inform a foreign entrepreneur if they are eligible to apply for an account. For that purpose, NVB has created the “Quick Scan Dutch Business Bank Account”, which is intended for entrepreneurs who are already in the process of registering with the Dutch Chamber of Commerce (“Kamer van Koophandel”) and obtaining a residence permit.
  • Complete the Quick Scan and send a scanned copy of the form, along with the requested documents, to the bank of your choice. There are three Dutch banks to choose from: Rabobank, ABN AMRO and ING. The bank you select will then evaluate the responses you provided in the Quick
  • Are you receiving assistance from the Netherlands Foreign Investment Agency (NFIA) or from another facilitator? Then the bank will confirm the probability of a successful application to open an account within 5 business days of receipt of the Quick Scan. If you are not receiving any assistance from the NFIA or from another facilitator, you can still complete the Quick Scan and send the Quick Scan directly to Rabobank or ABN AMRO. In this case, it may take longer than 5 business days to process your application. If you would like to open an account at ING you can directly contact a local office.
  • Please note: completing the Quick Scan is not an accelerated process for becoming a customer of a bank and obtaining an active account. Based on the information you provide, the bank determines if an application can be dealt
  • If you are eligible to apply, the bank will begin the regular application process, during which you will have a regular contact person at the bank. You will receive a status update on your application at least once a
  • The request can be submitted to any bank with a branch in the Netherlands. The evaluation can take quite some time. The three banks who work with the Quick Scan guarantee to quickly inform you if you are eligible to apply for a business account with their

More information and documents can be found on: companies/

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